AG Credit Asset and Finance Management - A & G Credit

Practical and flexible finance solutions for your business needs

UK asset financing for Agriculture, Construction and Business

  • Customised financing for your unique business needs
  • Practical support to help your business grow
  • In-depth knowledge to streamline the financing process
Satisfied AG Credit customer
The AG Credit team, experts in assest finance

Are you wanting to purchase new or used assets for business but not sure what kind of financing you need?

From farm machinery and livestock to IT and computing systems, AG credit can help. Our experienced and knowledgeable team can facilitate finance for vehicles and equipment across the agriculture, construction, haulage, forestry, renewables and corporate sectors.

Tailored asset solutions

We can provide customised financing solutions on a wide range of assets. We offer seasonal payments, VAT deferrals, minimal deposits, balloon payments and terms of up to 96 months.

Choice of financing

We are here to help you to navigate the diverse range of financing choices, including Hire Purchase, Lease, Farm Loans, and Contract Hire.

Industry specific expertise

Whether you’re involved in agricultural production, managing livestock, or operating in haulage and commercial vehicle services, we have the expertise to address your unique financial needs.

“Always a top service from Luke and the gang. Professional and efficient”
  • Expert credit brokers
  • Specialised agriculture lending
  • Haulage and commercial vehicle expertise
  • Practical and flexible
  • Proactive support
  • Authorised and regulated by the Financial Conduct Authority
Frequently Asked Questions

To apply for finance, you need to be sole trader, partnership, limited company, or private individual with an income (salary or pension) based in the UK. Over the age of 18.

A range of finance facilities are available from our funders. Including, Hire Purchase, Lease, Operating Lease, Farm Loan and Refinance in the form of Sale & HP back. Download our mini finance guide for a more detailed explanation of each type of finance facility in section three.

Depending on the nature and size of the deal, some prime lenders will auto approve finance applications instantly after the proposal is submitted. While some sub-prime lenders can take up to 3 days to approve.

It’s still worth having a conversation with one of the team to see whether you are eligible to apply for finance. We have access to a wide range of lenders and some alternative lenders are more willing to look at ‘storybook’ deals.

We’ll need your full name, trading name, business address, full names and addresses of partners within the company. In addition, information about the asset, including the equipment being purchased and who the supplier is. Depending on specific details of the deal, you may need to provide bank statements and accounts.

We can fund most assets, be it a traditional ‘hard’ asset such as machinery, tractors, forklifts and vans, to ‘soft’ assets such as IT software, office supplies, and furniture. We’re able to finance assets in almost any industry, not just the ones we’ve mentioned so whatever asset you are looking to purchase to move your business forward just contact us and we’ll be happy to help.

Usually yes, but depending on individual circumstances, deals can be approved with no deposit.

Yes. Many businesses have different peaks of income throughout the year as well as quieter periods. We tailor all finance agreements to each individual company needs. You can pay more when you have the income and less during your quieter periods. Some examples of this are: VAT deferrals, balloon payments, terms of up to 96 months.

Yes. Many lenders will offer VAT deferrals for up to 3 months. Some lenders will also spread the cost of the VAT over agreement.

We offer finance from £1,000 upwards.

We provide finance across the whole of the United Kingdom.

News and insight from AG Credit

Financing for Scania R500 Tractor Unit

Financing Solutions for Agricultural and Haulage Businesses

Case Study: Finance for Farming/Haulage Business

Finance for Forestry

How we support businesses in the UK Forestry industry to get the specialist machinery and equipment they need.

Renewable Energy: Powering Business Growth

Unlocking Sustainability and Profitability

Contact AG Credit

Agricultural lending for Rural and Farm Businesses

Luke at AG Credit

Our specialist Agricultural Credit Broker, Luke is available to talk you through your options on:

T:07896 315 651

Haulage and Commercial Vehicle Lending

Bridie at AG Credit

Speak to our specialist Haulage and Commercial Vehicle Credit Broker, Bridie today on:

T:07498 238 672

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AG Credit trading as Agricultural and Groundscare Credit Limited is authorised and regulated by the Financial Conduct Authority FRN 677980. We are an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with financial advice. Agricultural and Groundscare Credit Limited may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them.